Meticulous Investigation

The Art of the Search

A title search is more than just a checklist—it is a forensic investigation into the history of your property. At Penn Charter Abstract, we treat every search as a critical detective mission to secure your ownership rights.

Before a policy is issued, our examiners scour public records to trace the chain of title back through decades of ownership. We look for breaks in the chain, improper transfers, and encumbrances that could threaten your investment. This "detective work" is the foundation of a safe real estate transaction.

Chain of Title

Verifying the historical sequence of transfers to ensure the seller has the legal right to sell the property, identifying any gaps or irregularities.

Public Records

Examining deeds, mortgages, wills, and divorce decrees to uncover any hidden claims, restrictions, or easements that affect the land.

Risk Assessment
Red Flags We Resolve
We identify and clear these common title defects before you close.
  • Outstanding Judgments
  • Unpaid Tax Liens
  • Bankruptcy Filings
  • Forgery & Fraud
  • Undisclosed Heirs
  • Mechanic's Liens

"We don't just find problems; we solve them."

Visual representation of the title chain resolution process showing steps from search to clearance
Problem Solvers

Proactive Resolution

We don't just identify problems; we solve them before they become delays. Our team works directly with sellers and previous lenders to clear title defects, liens, and judgments long before they hit the closing table.

Clear Communication

We keep all parties informed—agents, buyers, and sellers—ensuring transparency as we navigate complex title histories to find solutions.

Unwavering Accuracy

Our rigorous search process leaves no stone unturned, guaranteeing that every issue is identified and resolved with legal precision.

The Closing Table

Efficient Signings,
Designed for You.

We understand that closing is the final step in a significant journey. Penn Charter Abstract respects your time with a streamlined 30-minute signing process. Whether you prefer our Lancaster office or a location of your choice, we bring the closing table to you.

30-Minute Process

Our proven systems ensure accuracy and speed, getting you to your next chapter faster.

We Travel to You

Serving Lancaster County and Central PA, traveling up to two hours for your convenience.

Signing closing documents with a pen
Signing Ready

Documents prepared with precision for a seamless signature experience.

The Final Shield

Protecting Your
Property Rights.

Title insurance is more than just a requirement—it is the shield that guards your ownership. Understanding the difference between protecting the bank and protecting yourself is crucial for every homeowner.

  • One-time premium for lifetime coverage
  • Protection against forgery and fraud
  • Defense against undisclosed heirs
  • Peace of mind for your investment

Most lenders require this policy to protect their financial interest in your property. It covers the outstanding loan amount if a title issue arises, ensuring the mortgage is secured. However, this policy does not protect your personal equity or ownership rights.

Penn Charter Abstract

Your trusted partner in title and settlement services. Combining modern precision with traditional integrity for Lancaster County and Central Pennsylvania.

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